Superjoes connects investors directly to a fast-growing logistics and ride-hailing network. Secure, KYC-verified, Flutterwave-backed — starting at ₦1,000,000.
Superjoes is Nigeria's multi-module super-app — combining logistics, ride-hailing, bike hire purchase, investor returns, and bill payment into a single, unified ecosystem.
See How It WorksReal-time last-mile delivery with live GPS tracking, dynamic pricing, and escrow-secured payments.
On-demand bike rides with proximity-based rider matching and real-time tracking.
Deposit ₦1M–₦10M, earn daily ROI, 12-month lock with 6-month partial unlock.
Airtime, data, electricity, cable TV via Flutterwave — earn 30% rewards on every bill.
Getting started takes minutes. KYC and Flutterwave protect every step of your capital.
Investor access is exclusive — apply using an admin-generated referral code. Codes expire 48 hours after generation. Contact us to request yours.
Create your account and complete the mandatory one-time KYC verification via our trusted third-party provider (Smile Identity / Dojah).
Deposit ₦1M–₦10M via Bank Transfer or Card through Flutterwave. Your deposit name must match your KYC-verified name exactly.
Confirm your investment. The 12-month lock period begins immediately. Daily ROI is calculated and credited to your wallet automatically.
Monitor your dashboard. Access 30% after 6 months, or withdraw everything after the full 12-month term via Flutterwave.
From deposit to full withdrawal — key milestones at a glance.
Investment activated. Lock period begins. Daily ROI accumulation starts immediately.
Returns calculated and credited daily. Push + email notification on each credit.
Withdraw up to 30% of your principal. Untouched for 7 days? It auto re-locks for security.
Full principal + all accumulated ROI available after final KYC re-verification via Flutterwave.
Push + email on every ROI credit
Real-time ROI & maturity tracker
Every withdrawal manually approved
Every rule is fixed upfront. No hidden fees. Your ROI rate is displayed in your dashboard before you commit.
| Term | Detail | Notes |
|---|---|---|
| Minimum Deposit | ₦1,000,000 | Per investment slot |
| Maximum Deposit | ₦10,000,000 | Platform cap per investor |
| ROI Frequency | Daily | Credited to wallet each day |
| Lock Period | 12 months | From deposit activation date |
| Early Unlock | 30% at 6 months | Auto re-locks if untouched 7 days |
| Full Withdrawal | After 12 months | KYC re-verification required |
| Withdrawal Method | Via Flutterwave — bank account name must match KYC name | |
| ROI Rate | Admin Configured | Shown before deposit confirmation |
Bank-grade controls across the entire investment lifecycle — from KYC onboarding to final withdrawal.
Mandatory identity verification via Smile Identity / Dojah. All KYC data encrypted at rest with AES-256. Withdrawal name must match verified identity.
All sensitive data — KYC documents, financial records, personal information — encrypted at rest using AES-256 or equivalent standard.
All wallet and payment functions are protected against reentrancy attacks. Safe math ensures no integer overflow on any financial calculation.
Multi-Factor Authentication mandatory for all admin logins. No single-point access to investment configuration or escrow controls.
Each transaction has a unique ID with duplicate detection. Exact amount matching enforced — no rounding discrepancies or double payments.
Web Application Firewall on all public endpoints. API rate limiting prevents abuse. All connections are HTTPS-only with no exceptions.
SuperJoe investor access is controlled and exclusive. Every investor is vetted before account activation.
Quick Reference
Everything you need to know before investing. Can't find an answer? Contact us directly.
Contact the Superjoes team to request your referral code and get full details on current ROI rates, plans, and onboarding.